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To make your visit to our website even easier and more personal, we use cookies (and similar techniques). With these cookies, we and third parties can collect information about you and track your internet behavior within (and possibly also outside) our website. With this information, we and third parties adapt content to your interests and profile. In addition, cookies make it possible to share information via social media.

What is a cookie
We use cookies on this website. A cookie is a simple small file that is sent with pages of this website and is stored by your browser on the hard drive of your computer. The information stored in it can be sent back to our servers on a subsequent visit.

Permanent cookies
With the help of a permanent cookie, we can recognize you when you visit our website again. The website can therefore be specially set to your preferences. Even if you have given permission for the placement of cookies, we can remember this by means of a cookie. This means that you do not have to repeat your preferences every time, which saves you time and makes our website more pleasant to use. You can delete permanent cookies via the settings of your browser. Session cookies
With the help of a session cookie, we can see which parts of the website you have viewed during this visit. This allows us to adapt our service as much as possible to the surfing behaviour of our visitors. These cookies are automatically deleted as soon as you close your web browser.

Tracking cookies
How does this work? For example, a website (A) can give an advertiser permission to place a cookie. That advertiser then also knows that you have visited the website or page. The real advantage for that third party (the advertiser) arises if the user also visits another site (B) that has also given permission to the advertiser to place cookies. The advertiser can then read the cookie from site A, and in this way the advertiser knows that this user has visited both sites A and B. And he has more information about the user than website A or B have separately. Cookies that make it possible to 'follow' people are called tracking cookies.
No tracking cookies are placed on our website.

Google Analytics
A cookie from the American company Google may be placed via our website as part of the “Analytics” service. We then use this service to track and receive reports on how visitors use the website. Google may provide this information to third parties if Google is legally required to do so, or if third parties process the information on behalf of Google. We have no influence on this. We have not allowed Google to use the obtained analytics information for other Google services.
The information that Google collects is anonymized as much as possible. Your IP address is explicitly not provided. The information is transferred to and stored by Google on servers in the United States. Google states that it adheres to the Privacy Shield principles and is affiliated with the Privacy Shield program of the American Department of Commerce. This means that there is an appropriate level of protection for the processing of any personal data.”

Use of social media buttons
Our website may include buttons to promote (“like”) or share (“tweet”) web pages on social networks such as Facebook, LinkedIn and X. These buttons work by means of pieces of code that originate from the social media themselves. Cookies are placed by means of this code. We have no influence on this. Read the privacy statement of social media channels (which can change regularly) to read what they do with your (personal) data that they process via these cookies.
The information they collect is anonymized as much as possible. The information is transferred to and stored by the social media channels on servers in the United States. Social media channels state that they adhere to the Privacy Shield principles and are affiliated with the Privacy Shield program of the American Department of Commerce. This means that there is an appropriate level of protection for the processing of any personal data.

Right to access, correct and delete your personal data
You have the right to request access to and correction or deletion of your data. Use our contact page for this. In order to prevent abuse, we may ask you to identify yourself adequately. When it concerns access to personal data linked to a cookie, you must send a copy of the cookie in question. You can find this in the settings of your browser.

Enabling and disabling cookies and deleting them
More information about enabling and deleting cookies

You can find information on disabling and removing cookies in the instructions and/or using the Help function of your browser.

Removal of tracking cookies placed by third parties
You can remove tracking cookies centrally via Your Online Choices so that they are not placed back on a third-party website.

More information about cookies
You can find more information about cookies on the following websites:
Consumers' Association: "What are cookies?"
Consumers' Association: "What are cookies for?"
Consumers' Association: "Removing cookies"
Consumers' Association: "Disabling cookies"
Your Online Choices: "A guide to online behavioural advertising"

Terms and conditions disclaimer
The terms and conditions of this disclaimer apply to the website of [company name]. By visiting this website and/or using the information provided on or via this website, you agree to the applicability of this disclaimer. In the event of a conflict between the terms and conditions of specific products and services purchased via this website and this disclaimer, the terms and conditions of these products and services shall prevail.

Use of the website
Via this website of Financieelnext | Financieel Zeker you will find information about financial products and services and about our services. The information on this website is intended solely as general information. No rights can be derived from the information on this website. Although Financieelnext | Financieel Zeker takes care in compiling and maintaining this website and uses sources that are considered reliable, Financieelnext | Financieel Zeker cannot guarantee the accuracy, completeness and topicality of the information provided. Financieelnext | Financieel Zeker also does not guarantee that the website will function without errors or interruptions. Financieelnext | Financieel Zeker expressly disclaims any liability with regard to the accuracy, completeness, topicality of the information provided and the (undisturbed) use of this website.

Third-party information, products and services
When Financieelnext | Financieel Zeker displays links to third-party websites, this does not mean that the products or services offered on or via these websites are recommended by Financieelnext | Financieel Zeker. Financieelnext | Financieel Zeker accepts no liability and no responsibility for the content, use or availability of websites referred to or that refer to this website. The use of such links is at your own risk. The information on such websites has not been further assessed by Financieelnext | Financieel Zeker for accuracy, reasonableness, topicality or completeness.

Use of information
All intellectual property rights and other rights with regard to all information offered on or via this website (including all texts, graphic material and logos) rest exclusively with Financieelnext | Financieel Zeker and/or Partners affiliated with Financieelnext | Financieel Zeker. It is not permitted to copy, download or in any way publish, distribute or reproduce information on this website without the prior written consent of Financieelnext | Financieel Zeker or the consent of the copyright holder. You may print and/or download information on this website for your own personal use.

Changes
Financieelnext | Financieel Zeker reserves the right to change the information offered on or via this website, including the text of this disclaimer, at any time without further notice. It is recommended to periodically check whether the information offered on or via this website, including the text of this disclaimer, has been changed.

Applicable law
These websites and the disclaimer are governed by Dutch law. All disputes arising from or in connection with this disclaimer will be submitted exclusively to the competent court in the Netherlands.
By viewing this site and using the information offered thereon, you agree to the conditions and restrictions described above.